�Scorpion� insurers might sting the motorists who are trying to save on car insurance by cutting their cover. According to a latest survey, one out of ten motorists cut on its car insurance cover to save money this year. Most of the car owners were willing to remove courtesy car or legal protection from their policy and even increase their excess amount to lower their premium prices. But in most of the cases, the insurance providers compile all these services in a package along with cover so they automatically get extras like courtesy car or legal protection. The car owners are left with no choice but to pay for all such expenses accordingly.